Financial clarity for individuals and families

The full cycle of your money from one place: understand spending habits, track budget, plan for debts and expected money.

heyFinance dashboard preview

Go from zero to hero with your money

Financial management can be hard, but our goal is to make it easy, fun and fulfilling for you.

1. Let's understand what has happened in the past

We believe you cannot make proper progress for the future, without first understanding what has happened in the past. Upload your bank statement for the last 6 months, and get a clear picture of your expenses, income, and cash flow. With our bulk categorization, you can set up everything in 30 minutes. With AI categorization (coming soon), you can get it done in 10.

Collaborative onboarding with CSV import

2. Get instant clarity

Right after uploading your transactions, you’ll see: • Net cash flow per month (are you saving or spending more than you're making) • Top categories & vendors (where money goes) • Account growth over time (balances and trends)

Runway, cash flow, categories and account growth

3. Create a budget you can stick to

Now that you know what has happened in the past, it is time to create a realistic monthly budget. You can easily review your budget and see what you planned vs actual expenses based on your transactions.

Monthly budgeting and updates

4. Don't get surprised by debts and receivables

A debt might be a loan you took, a monthly payment, a down payment for a house, or even a gift for your friend who just had a baby. Plan how these might affect your finances and see how it impacts your net worth.

Monthly budgeting and updates

Other features coming soon

The goal is to build your personal finance assistant, ensuring you make better financial decisions to elevate your life and live in freedom and peace. Here’s what’s coming:

AI-powered insights

Have a financial analyst in your pocket. Based on your spending habits and financial goals, get personalized insights and recommendations.

Collaborative planning with your partner

Let your finances bring you closer to the ones you love. Share access with your partner or family members to plan and manage money together.

Automatic bank linking

Securely connect your bank accounts via open banking APIs and keep transactions updated without CSV uploads.

Create financial goals

Create financial goals and track how you're progressing towards them. For example, set a goal to increase your total income by 40% from last year.

What our users are saying

We just launched, but a couple of individuals and businesses are already loving heyFinance:

I’ve been using heyFinance since February, back when it was still being developed, and it’s been great to see how much it has improved with each update. I’m really impressed with its current state. What began as a simple budgeting tool has grown into a full income and expense tracker, flexible enough for individuals and even startups or companies that need organised access to their bank statements. It helped me stay on top of my finances during a crucial period, and I found it intuitive and reliable. Ayomide has done an excellent job building a platform that makes financial management simpler, and I’m excited for more people to experience it.

Oluwaseyi OnifadeSource: Google

heyFinance has completely transformed the way I manage our finances. It’s easy to navigate, saves me hours of manual data entry, and provides a clear, broad overview of my organization’s financial status. A true game-changer for efficiency and decision-making

Faith Paul, Finance Manager, Talent Mine SchoolsSource: Trustpilot

I really appreciate the app because it allows me to see a clear percentage breakdown of where my money is going. This makes it easier to track my expenses, identify areas to cut back on, and manage my spending better. It gives me a clear picture of my finances, which has been very helpful for budgeting and financial planning.

Iremide Akintimehin

Our promise to you

The goal is not to minimize your spending, it's for you to be in charge of your finances life.

heyFinance dashboard preview mobile